Realty World – Success Plans, Inc.

Are you thinking about updating or remodeling your home?  Well, it can be an overwhelming task especially when you’re thinking about doing it your self.  When the job becomes a major project, then you may want to hire a contractor to help you with your project.  Like every industry, there are good ones and bad.  You need to know what to ask when you interview them for the job; things like asking for referrals, or copy of their insurance coverage, or even if they clean up after themselves when they are done for the day.  Here are 10 tips to refer to when you are planning to make changes to your home. 
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4 things for homeowners to consider before remodeling  usatoday.com)
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53 Articles Discussing Easy Home Improvements that Increase Home Equity  homeequityloan.net)
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Everybody has gone shopping for one thing or another so this should apply to mortgage loans too.  By taking the time to shop around for the best rates available, you could be saving thousands of dollars during the life time of the loan.  So it pays to be aware of the cost associated in obtaining a loan.  Not to mention, you will be more confident about affording and purchasing that home that says “buy me”. 
After all, purchasing a property could be the most expensive thing you buy in your life time.  Why not take the plunge now?  With the lowest interest rates ever available and lots of homes to choose from, plus slow economic recovery of the market, this is the best time to do so.
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Seven Questions to Ask a Mortgage Lender brighthub.com)
Jennifer Openshaw: Four ways to lower your mortgage rate marketwatch.com)
An Autopsy of Fannie Mae and Freddie Mac economix.blogs.nytimes.com)
Mortgage rates hit low of 4.36 percent seattletimes.nwsource.com)
Understanding Home Loans  mint.com)

Our government has said they would spend another $3 billion to help homeowners keep their home if they lost their job or have a medical condition that reduces their ability to work. Eligible homeowners could receive a no-interest loan up to $50,000 for as long as 24 months and stay in the home.  This program is to prevent further home foreclosures, but will it help and make a difference? According to RealtyTrac, foreclosures have increased 8% to $1.65 million in the first 6 months of this year with the current programs, so will this help or are we digging a bigger hole in the money pit for the next generation to cover? I hope it does help and get us out of this mess. However, it’s going to take some time to see if the extra money spent will make a difference, but at least, the government is trying to help people keep their homes.
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HUD offers interest-free $50K loans to unemployed homeowners to stem foreclosures  hotair.com)
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U.S. home foreclosures surge  theglobeandmail.com)
July foreclosures surge 15% in Washington state  seattletimes.nwsource.com)
Foreclosures surge  capitolhillblue.com)
Government to spend $3 billion to help homeowners  marketwatch.com)
Homes lost to foreclosure up 6 pct from last year  sfgate.com)
Homes lost to foreclosure up 6% from last year  usatoday.com)
Billions to fund more programs to help homeowners – helpful?  agentgenius.com)
$3 billion more for jobless homeowners  money.cnn.com)
U.S. Treasury expands homeowner aid for jobless  reuters.com)
HUD Just Announced A Homeowner Bailout  businessinsider.com)
“Obama Administration (Via Taxpayers) To Provide $3 Billion In Housing Aid To Unemployed Homeowners” and related posts  bookerrising.net)

Having a hard time keeping your payments up? If you’re like millions of people facing the thought of loosing their home, here are some options from Fannie Mae, that may help your situation. A little knowledge goes a long way.  You may be surprised to know that there is a way for you to keep your home.

Are you having problems with your payments? Need some help to keep your payments manageable? Then you might want to contact your lender/bank and let them know that you’re having financial difficulties. They will be able to help you keep your home if you fall into their criteria. This loan modification process can be a long one and can be stressful, however here are some tips that can help you through the process in a timely manner.
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Loan Mod Backlogs Continue Despite Servicers’ Pledges to Improve  propublica.org)